As a product manager on the Apple Card project, I'm excited to reflect on our journey since the groundbreaking launch in August 2019. Collaborating with Apple and Goldman Sachs, we aimed to create a credit card that would truly enhance consumers' financial health.
We focused on integrating features that set Apple Card apart: no fees, daily cash back, and seamless connectivity with Apple’s mobile devices. Our goal was to elevate privacy, security, and transparency, enabling users to effortlessly analyze their spending and optimize interest savings by managing their balances more effectively.
Goldman Sachs played a crucial role as the card issuer, handling underwriting, customer service, the underlying platform, and regulatory compliance through Goldman Sachs Bank USA.
Simplicity, transparency, and privacy were the pillars of our consumer product development philosophy. It was a privilege to work on a project that redefined the credit card experience and contributed to healthier financial lives for our users.